Protect What Matters. Prepare for What's Ahead!

Guy Jean is a licensed independent insurance agent in 16 states: Alabama, Arizona, California, Connecticut, Florida, Georgia, Indiana, Massachusetts, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Texas and Virginia (NPN 16025160).

No. Every consultation with Guy Jean is free, with no obligation to buy. He compares options from multiple carriers and explains what fits your situation before you decide anything.

Final expense insurance is a small whole life policy, typically $5,000 to $40,000, designed to cover funeral costs and end-of-life expenses so your family isn't left paying out of pocket.

Medicare Advantage bundles your hospital, medical and often drug coverage into one plan with a network, usually at a lower monthly cost. Medicare Supplement pairs with Original Medicare and covers more of your out-of-pocket costs with fewer network restrictions, usually for a higher premium.

Employer group life insurance usually ends the day you leave that job and is often capped at one or two times your salary. Most families carry a personal policy alongside it so coverage isn't tied to employment.

An annuity is a contract with an insurance carrier where you deposit a lump sum or series of payments in exchange for guaranteed income later, often for the rest of your life. Fixed and fixed indexed annuities protect your principal while still allowing for growth.